Partners

Direct Mortgage Loans

Website:
Phone:
410-218-8496
Contact:
Pam Vroman
Email:
Pvroman@directmortgageloans.com

Pam VromanAs a passionate mortgage professional, I strive to provide my customers with excellent service and communication throughout the mortgage process. Using my strong industry knowledge of over 13 years of experience ensures I deliver complete satisfaction to my highly valued customers.

I actively work with a team of mortgage professionals at Direct Mortgage Loans to help with my client’s refinancing and home purchase loans.

If you’re purchasing your first home or looking to refinance your existing mortgage, I know I can help you make an informed decision. At Direct Mortgage Loans, we are focused on ethical and responsible lending.

I am available by phone, email or in person to discuss the right loan product to meet your financial needs. Our staff has successfully helped thousands of homeowners manage every aspect of the loan process in-house, keeping our customers updated every step of the way.

Wouldn’t it be great to have someone to discuss your mortgage needs – in person? Call me, without obligation, regardless of where you are in the home buying process. I can discuss with you the value of being pre-approved as you begin your search.

Pamela Vroman - NMLS#147606
410-878-9744 - Office
410-218-8496 - Mobile
866-229-2993 - Fax
11011 McCormick Road Suite 400
Hunt Valley, MD 21031
Pvroman@directmortgageloans.com
http://directmortgageloans.com/pvroman


Fulton Mortgage Company

Website:
Phone:
410-608-4255
Contact:
Brooks Grasso
Email:
bgrasso@fultonmortgagecompany.com
NMLS #: 615405
Office: 410.427.3525  Cell: 410.608.4255  Fax: 410.423.8057

Brooks Grasso is an Assistant Vice President in the Residential Lending Division of The Columbia Bank.

Brooks has over 15 years experience working in the mortgage services industry, during which he has helped thousands of families to purchase, refinance or build a home. As Vice President of Fulton Mortgage Company, a division of The Columbia Bank, he provides leadership to the bank's mortgage professionals and provides mortgage services to Baltimore City, Baltimore County and Harford County in Maryland.

Buying, building or refinancing is most likely the biggest financial decision and investment that you will make in your lifetime. That is why you should only count on an advisor who has a proven track record as one of the top loan officers in the Country. I have been fortunate enough to be ranked as one of the top 200 loan originators in the Country for 11 years in a row. I would love to add you to my list of satisfied clients.

"Buying, building or refinancing is most likely the biggest financial decision and investment that you will make in your lifetime. That is why you should only count on an advisor who has a proven track record as one of the top loan officers in the Country. I have been fortunate enough to be ranked as one of the top 200 loan originators in the Country for 4 years in a row. I would love to add you to my list of satisfied clients."

Awards and Achievements

  • Ranked 124th in the country for number of loans in 2006 by Mortgage Originator Magazine (M.O.M.)
  • Ranked 155th in the country for number of loans in 2005 by M.O.M.
  • Ranked 67th in the country for FHA/VA Mortgage loan volume in 2004 by M.O.M.
  • Ranked 177th in the country for number of loans by in 2004 M.O.M.
  • Ranked 48th in the country for FHA/VA Mortgage loan volume in 2003 by M.O.M.

Brooks also contributes regularly to M.O.M. as he is considered an expert in Mortgage Lending.


Kirby Insurance

Website:
Phone:
410-840-2922
Contact:
Brendan Langhauser
Email:
bnl@kirbyinsurance.com

Kirby Insurance Agency has been specializing in home, car, and personal insurance policies since 1934. We are currently one of the largest personalized only insurance companies in the State of Maryland.  

In 1995, our Westminster office was established for the convenience of Carroll County and surrounding county residents.  We regularly service customers from the nearby towns of Taneytown, Finksburg, Manchester, Sykesville, and Hampstead.

We provide homeowner's, life, and auto insurance within the States of Maryland, Pennsylvania, Delaware, Virginia, and North Carolina, and may expand to include more States in the future.

Kirby Insurance is associated with 15 "A-Rated" insurance companies such as Allstate, Metropolitan, Travelers, Hartford (and its AARP program), and many other fine organizations.

Although much of our business is directed toward general personalized insurance, we are associated with specialized insurers such as Hagerty, who insures classic and antique cars.

We are happy to provide consultations or free insurance quotes and want to help you insure your possessions while avoiding unnecessary or excessive expenses.  

Contact us today with any questions.